15 Money Affirmations That Actually Work (And How to Use Them)

Let’s talk about money affirmations. Not the robotic kind that makes you feel weird saying them. I mean real, natural-sounding affirmations that actually shift your inner state and help you manifest more money without overthinking it.

Money is energy. You don’t have to chase it. You don’t have to force it. You just have to align your thoughts with having it. It’s that simple.

But First, How Do You Use Money Affirmations?

You can say affirmations anytime, but here are two ways that I’ve found work really well:

1. Robotically (Yes, it still works)

Say them even when you don’t feel anything. Say them when your brain says “this isn’t true.” Say them when your bank account says otherwise. You’re reprogramming your subconscious, not trying to convince your logical mind.

Just repeat the same 1–3 affirmations throughout the day like a background loop. You don’t even have to feel them for them to work. Your job is just to persist.

2. Focused sessions (3 times a day for 10 minutes)

Sit down, breathe, and say them out loud or in your mind while really meaning them. This is when you become the version of you who already has the money. Speak them like it’s a fact. Like you’re just describing your reality.

Now let’s get into the affirmations.

15 Money Affirmations That Actually Work

Use the ones that feel best to you. Mix and match. Loop your favorites all day long. The point is to saturate your mind with the version of you who always has money.

1. Money loves me
2. I never have to worry about money
3. I always have more than enough money
4. Making money is so easy for me
5. I am always getting money out of nowhere
6. I am the kind of person who always has money
7. I always get large amounts of money in the most unexpected ways
8. I literally get paid to be me
9. I deserve to be financially free
10. I am constantly receiving money
11. I am financially abundant and stable
12. My income keeps increasing
13. I always have what I need and more
14. Everything I spend comes back to me multiplied
15. I live a life of financial comfort

What If You Don’t Believe Them Yet?

That’s fine. Say them anyway. You’re not affirming what’s already in the 3D. You’re affirming what you are creating. The money will come as long as you stay persistent and refuse to accept anything less.

If something shows up that looks like “lack” or “not enough,” don’t panic. That’s just the old story playing out. Your only job is to stay in the new story where you are already wealthy and taken care of.

So pick a few affirmations, say them like your life depends on it, and refuse to entertain any other version of you.